New Jersey Title Rate Calculator
Estimate title insurance and common settlement charges, then review how the same title costs may be allocated on a Loan Estimate or Closing Disclosure.
NJ filed-rate estimateRate manual effective November 1, 2023
Transaction information
Enter 0 for a cash purchase.
Credit is estimated only to the extent of eligible prior insured mortgage coverage.
Title and settlement fees
Filed Notice of Settlement is calculated automatically: $50 for a financed purchase; $25 for a cash purchase or refinance.
Optional endorsements
Endorsements shown are common examples. Actual lender requirements and filed charges may differ.
Title Hub, LLC
New Jersey Title & Settlement Services
Title Rate Estimate
Estimated title invoice
Refinance eligibility and the prior insured amount must be supported by acceptable evidence and confirmed by the title underwriter.
TRID-style disclosure allocation
TRID may allocate simultaneous owner’s and lender’s title premiums differently from the title invoice. The combined title-related total should reconcile even when individual policy lines differ.
Important estimate information
This calculator is an estimate, not a commitment to insure or a final closing disclosure. Coverage eligibility, prior-policy/refinance credits, endorsements, search charges, settlement charges and underwriting requirements must be confirmed for the specific transaction. Recording fees and transfer taxes are intentionally excluded.